For most people in northern Mississippi, getting the mail is an everyday chore that doesn't merit much thought. For those suffering from an inability to keep up with their bills, though, getting the mail can be a daily cause for anxiety. In particular, receiving notice that one's accounts are going into collections can be highly intimidating, especially if the threats eventually become ones of repossession, garnishment or other forms of asset forfeiture.
What can a person do if they are behind on their car payments? First, it never does any good to panic about the situation. Many local residents have been in the exact same situation and have found a way out. Of course, it's understandable to be extremely worried, as one's car is usually one's way to get to and from work, so keeping one's vehicle is almost always a primary concern. Fortunately, there are ways to stop repossession.