People in Mississippi can get into debt for a variety of reasons. While they might initially resist the idea of filing for Chapter 13 bankruptcy, it is a sound and perfectly legal method of overcoming untenable financial challenges and getting a fresh financial start. There are also subsets of Chapter 13 bankruptcy that can be beneficial if the situation warrants it. One is the Chapter 13 hardship discharge. Knowing who is eligible for this option can help with taking the steps toward using it and making it a reality.
Once the Chapter 13 bankruptcy plan has been confirmed, it is possible that a situation could come up that stops the debtor from completing it as it was organized. When this is the case, the debtor has the right to ask for a hardship discharge. There are criteria that must be met for the hardship discharge to be granted and those that are considering it must be aware of them.