For most residents in Mississippi, their experience with the court system is limited. Some may only need to go through the courts to obtain a marriage license, get divorced or pay a traffic ticket. For others, though, obtaining legal help for a financial issue may be their first thorough introduction to the local courts. Those struggling with out-of-control credit card debt may be threatened with a lawsuit or garnishment at some point. This is usually when a debtor could really benefit from knowing more about their legal options and how the courts work in these types of situations.
One of the basic facts about the court system in Mississippi and other states is that there is a criminal justice system as well as a civil court system. Sometimes a single incident, such as a car accident, will be addressed in the two different courts - a driver could face criminal charges if he or she breaks the law, while the same driver could be sued in civil court for damages they caused to another party. When it comes to personal finances, though, most local residents will be dealing only with the civil side of the legal system.