If a person in Mississippi is in serious trouble with credit cards and can't repay their creditors, he or she is likely to be in need of a plan for getting out of this untenable debt. Getting out of debt, though, is kind of like weight loss for some: it's manageable for a while but then the problem rears its head over and over again. Solving one's debt problems once and for all can be a difficult task for some, but it is not impossible.
Fortunately, massive credit card debt can be addressed via personal bankruptcy. Both Chapter 13 and Chapter 7 bankruptcy allow debtors to finally get rid of their credit card debt. A bankruptcy attorney can inform a filer of his or her legal options as well as the ways in which bankruptcy tackles debt. Personal bankruptcy is a particularly effective solution for debtors who need to stop garnishment, put a halt on foreclosure proceedings or need to stop harassment from persistent creditors.